There are some common sense things that we can do to help keep our auto insurance premiums as low as possible. Let’s look at a few important ones.

Think twice before you lend out your car. If you give your friend permission to borrow your car and they have an accident, you are liable. That might mean you have to cover the deductible and your premiums may go up. If you’re looking to avoid unnecessary increases to your policy, don’t lend out your car!

Shop around every three years for a new policy. Things change and if your driving record has improved, you may be eligible for a lower premium. Getting a new quote is easy and can end up saving you quite a bit. (more…)