Tuesday, April 21, 2009

Geico Commercials Are Great

The Geico car insurance company has got the best marketing company or department out of all there competitors. They must spend the most money on TV, Radio, and Internet out of all the big companies like Progressive, Allstate, and State Farm.

Everybody knows the Geico gecko. What about the famous cavemen? Of course you have seen the commercials. "So easy a caveman can do it". LOL. Known recently that have the stack of money with big eyes and someone saying to another person: "That's the money you could be saving by switching to Geico".

My two year old sees the stack of money or hears the "I always feel like somebody's watching me" song and yells out "Geico!" Now that's damn good marketing skills when you even get two year-olds recognizing your company name. Branding at it's finest.

I don't know if they are the best car insurance company around, but the fact that they obviously have such as huge advertising budget shows that they rake in the dough. If they rake in the money, they must be doing something right to keep the majority of their customers happy!

Michael
http://www.ratecarinsurance.net

Saturday, April 11, 2009

Best Car Insurance - The Right Coverage

So, just how do you figure out what is the best car insurance for you? Well first of all their are many different types of car insurance, with several different options. Every body's situation is different and what may be the right type of coverage for you may not be for your friend or neighbor.

Here are just a few tips or guidelines to follow to help make sure you choose the right type of coverage for your car insurance policy:

#1: Don't over-insure. If you have a paid off 1989 Ford Escort with 200,000 miles, than full coverage is probably as waste of money. If you have a newer model car and are still paying on a loan, then you are must likely required to retain full coverage.

#2: Shop around. All the top companies are competing for your business. Many of the top insurance companies such as Geico and Allstate will even provide you with their competition's rates.

#3. Don't under-insure. For example, don't turn down the roadside assistance policy when it may cost only $1 per month. This will come in handy and more than pay for itself the first time you break down and need a tow to an auto repair shop.

#4. On a new or almost new car, don't pass up the GAP insurance. GAP insurance covers the difference between what is owed on the car and the value of your car in the case that you get in a wreck and the vehicle is totaled. For example, a few months ago I got into a car accident and My 2006 Chevy Colorado was deemed totaled. I had full coverage because I was still paying on the loan and owed about $14,000. The insurance company valued the truck just over $10,000. The GAP insurance covered the $4,000 difference that I would have had been responsible for.

With a little research and some time shopping around you can determine the best car insurance policy for you and your family's automobiles. Until next time, good luck and happy insurance shopping!
Michael
http://www.ratecarinsurance.net