Wednesday, January 14, 2009

Funny Youtube Car Insurance Video

I was doing my surfing across the net, weeding through tons of useless (to me) information, when I found this interesting three minute YouTube video on how an average young car insurance customer reacted to learning his new premium was $303 per month.

You may have ran across this as one of the pages on my website as well, but I though I'd post it in a blog to help get more exposure. If you don't have a good sense of humor, get offended easily, and don't care for "dirty" words then SIMPLY DON'T WATCH THE VIDEO. Remember, it is your chose and it's not like this is this worst thing on the Internet, I just found it kind of funny and a way to lighten people up a little bit from a daunting task like shopping for car insurance.



Hey, I want the best rate and coverage for my money too, when it comes to car insurance. I'm probably not willing to take it as far as Luke did in the video, and neither should you, but you should comparison shop. There are several different sites that will allow you to comparison shop your car insurance listed on my website. Just visit the main page and check out the sources.
Michael
http://www.ratecarinsurance.net

Sunday, January 11, 2009

How to Lower Your Car Insurance Premium

Many people are looking for ways to save money these days, especially with the tight economy. One area people commonly look to save a dollar or two is with insurance. Insurance is a "necessity" these days, but not as much as food or gas, so where do you think the average family is going to cut back on?

One way to lower your car insurance premiums is to take a higher deductible. Of course, if an accident happens you will have to come out of pocket for a higher expense than a lower deductible, but it will lower your monthly payments, and if you are a good driver with a good record, this may be an option that you want to consider.

Another way to lower your car insurance rates or premiums is to shop around. Compare like I've mentioned before. Your current car insurance company does not want to loose you as a customer, so do some comparison shopping and see if your current company will meet or beat any better rates that you find. If they don't then, switch companies. Don't be heart-broken if they don't, business is business and do you think the big shareholders at the corporate office of the companies give a crap whether you save a dollar or two? Most companies will want to keep you if you have been a loyal, non troublesome customer (meaning zero to hardly any claims).

Where you live and work also affects your rates. How far you drive to work, what kind of car you drive, your age, sex, credit, and even your occupation are factors that car insurance companies take into consideration when figuring out your car insurance premium. Some of these things you cannot change, but some you can. It is up to you to figure out the balance of your lifestyle and amount you want to pay on car insurance.

Until next time, happy car insurance rate hunting!

Michael
http://www.ratecarinsurance.net

Friday, January 2, 2009

Comapring Car Insurance Rates Online

With the huge explosion of the Internet, shopping for car insurance has become easier than ever to do. You can still flip through the phone book and stay on the phone all day like good old times if you are in to wasting time. Or you can go online and quickly compare rates from multiple companies so that you can get the biggest bang for your buck.

There are many websites that allow you to compare their rates to all the other major company rates. Progressive auto insurance was the first company to start this, but since all the big car insurance companies have followed. Also, there are numerous websites that allow you to compare multiple car insurance rates at the same time in one place.

What is the best car insurance for one person is not necessarily the best for a different person. Each individual's situation is different. I have USAA personally and Progressive for my Commercial autos, but your situation is probably totally different than my needs so I urge you to do your homework so that you can get the best rate possible. Just visit my main site for more information.

Michael
http://www.ratecarinsurance.net